Home Maintenance Budget Calculator
Calculate your recommended annual home maintenance budget based on home value and age using the 1-2% rule.
Recommended Maintenance Budget
Home Maintenance Budget uses common rules of thumb to estimate annual maintenance costs.
The 1% Rule: Budget at least 1% of home value per year for maintenance.
- $300,000 home → $3,000/year
The 1-2% Rule (age-adjusted):
- Newer homes (0–5 years): 1%
- Mid-age homes (5–15 years): 1.5%
- Older homes (15+ years): 2% or more
Square Footage Rule: $1 per square foot per year as an alternative estimate.
Where the money goes:
| Category | % of Budget |
|---|---|
| HVAC | 15–20% |
| Roofing | 10–15% |
| Plumbing | 10–15% |
| Exterior/paint | 10% |
| Appliances | 10% |
| Landscaping | 5–10% |