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Inflation Calculator

Calculate how inflation erodes purchasing power over time.
See the future value of money and what your dollars will really be worth.

Future Value & Purchasing Power

Inflation reduces the purchasing power of money over time. The calculations use:

Future Price = Current Price × (1 + r)^n

Purchasing Power = Current Amount / (1 + r)^n

Where:

  • r = Annual inflation rate (as a decimal)
  • n = Number of years

Example: At 3% annual inflation:

  • Something costing $100 today will cost $134.39 in 10 years
  • $100 today will only buy $74.41 worth of goods in 10 years

Historical U.S. inflation averages:

  • Last 10 years: ~3.0%
  • Last 30 years: ~2.6%
  • Last 100 years: ~3.1%

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