Home Sale Net Proceeds Calculator
Calculate your net proceeds from selling a home.
Factor in mortgage balance, agent commissions, closing costs, and repairs.
Estimated Net Proceeds
Net Proceeds is what you actually take home after selling your property.
Net Proceeds = Sale Price − Mortgage Balance − Agent Fees − Closing Costs − Repairs − Other Costs
Typical selling costs:
- Agent commission: 5–6% of sale price (split between buyer/seller agents)
- Closing costs: 1–3% of sale price
- Title insurance: 0.5–1%
- Transfer taxes: Varies by state (0–2%)
- Repairs/concessions: Negotiated with buyer
- Staging/prep costs: $500–5,000
Capital gains tax may apply if profit exceeds $250K (single) or $500K (married filing jointly) and you have lived in the home for 2+ of the last 5 years.