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Rent Roll Analysis Calculator

Analyze rental property income with multiple units.
Calculate total monthly and annual income, average rent, and vacancy-adjusted revenue.

Rent Roll Summary

Rent roll analysis summarizes all rental income from a property to evaluate performance.

Total Monthly Income = Sum of All Unit Rents

Annual Gross Income = Total Monthly × 12

Vacancy-Adjusted Income = Annual Gross × (1 − Vacancy Rate)

Vacancy rate benchmarks:

  • Strong market: 3–5%
  • Average market: 5–8%
  • Weak market: 8–15%
  • National average: ~6%

What lenders look for in a rent roll:

  • Consistent occupancy above 90%
  • Rents at or near market rates
  • Lease expiration diversity (not all expiring at once)
  • Stable or growing rents

Pro forma vs actual:

  • Lenders use actual rent roll for underwriting
  • Investors may use pro forma (market rents) for potential value

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