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Target Heart Rate Formula (Karvonen Method)

Calculate your target heart rate zone using the Karvonen formula.
Optimise exercise intensity with THR = ((Max HR - Resting HR) × %Intensity) + Resting HR.

The Formulas

Max HR = 220 - age
THR = ((Max HR - Resting HR) × %Intensity) + Resting HR

The Karvonen method calculates your target heart rate based on both your maximum and resting heart rates.

This gives a more personalised training zone than using maximum heart rate alone.

Variables

SymbolMeaning
THRTarget Heart Rate (beats per minute, bpm)
Max HRMaximum Heart Rate (bpm)
Resting HRResting Heart Rate (bpm) — measured when fully at rest
%IntensityDesired exercise intensity as a decimal (e.g., 0.70 for 70%)
ageAge in years

Training Zones

ZoneIntensityPurpose
Warm-up50-60%Light activity, recovery
Fat Burning60-70%Aerobic endurance, fat utilisation
Cardio70-80%Cardiovascular fitness
Hard Training80-90%Performance improvement
Maximum90-100%Short bursts, competitive effort

Example 1

A 35-year-old with a resting heart rate of 65 bpm wants to train at 70% intensity. What is the target heart rate?

Max HR = 220 - 35 = 185 bpm

THR = ((185 - 65) × 0.70) + 65

THR = (120 × 0.70) + 65

THR = 84 + 65

THR = 149 bpm

Example 2

A 50-year-old with a resting heart rate of 72 bpm wants to find their 60-80% training zone.

Max HR = 220 - 50 = 170 bpm

Heart Rate Reserve = 170 - 72 = 98 bpm

Lower bound (60%): (98 × 0.60) + 72 = 58.8 + 72 = 130.8 bpm

Upper bound (80%): (98 × 0.80) + 72 = 78.4 + 72 = 150.4 bpm

Target zone: 131 - 150 bpm

When to Use It

Use the target heart rate formula when you need to:

  • Set safe and effective exercise intensity levels
  • Monitor cardio workouts for optimal training benefit
  • Design heart rate-based training programmes
  • Gradually increase exercise intensity over time

The "220 - age" estimate for maximum heart rate is an approximation.

Individual maximum heart rates can vary by 10-20 bpm from this estimate.

This formula is for general educational purposes only. It is not medical advice. Consult a healthcare professional before starting a new exercise programme, especially if you have any heart conditions.


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